Terms Of Business & Privacy Policy
At Bricks And Mortgages Ltd (“we”, “us”, “our”), protecting your personal data and maintaining your privacy is extremely important to us.
As a financial services firm, we handle your information with care, integrity and in accordance with UK data protection law.
This Privacy Notice explains how we collect, use and protect your information when you use our website, including our online calculator.
Who We Are
Bricks And Mortgages Ltd is a UK-based mortgage brokerage. We are regulated by the Financial Conduct Authority (FCA).
We are registered with the Information Commissioner’s Office (ICO) as a data controller.
If you have any questions about this notice, you can contact us at:
📧 info@bricksandmortgages.co.uk
📍3 Warren Yard, Warren Park, Stratford Road, Wolverton Mill, Milton Keynes, MK12 5NW
What Information We Collect
When you use our website calculator, we may collect:
- Your name (if provided)
- Your email address
We only collect information that is necessary to provide you with the requested calculation and any related follow-up information.
How We Use Your Information
We use your information to:
- Provide you with your calculator results
- Respond to enquiries you make
- Provide information about later life lending or mortgage services (where you have consented to receive this)
- Comply with our regulatory and legal obligations
We do not sell your personal data to third parties.
Lawful Basis for Processing
Under UK GDPR, we rely on the following lawful bases:
- Consent
– where you provide your email address to receive your calculator results and agree to further contact - Legitimate Interest – to respond to your enquiry and provide relevant information
- Legal Obligation – where we are required to retain records under FCA regulations
You may withdraw your consent at any time.
Marketing Communications
If you opt in to receive further information, we may contact you by email with relevant information about our services.
You can unsubscribe at any time by:
- Clicking the unsubscribe link in our emails
- Contacting us directly
We will never send you marketing communications without your consent.
How We Protect Your Data
We take appropriate technical and organisational measures to protect your personal data, including:
- Secure website encryption (SSL)
- Secure storage systems
- Restricted access to authorised personnel only
- Compliance with FCA data handling expectations
Your privacy and confidentiality are a priority for us.
How Long We Keep Your Data
If you use the calculator but do not proceed with an enquiry, we will retain your information only for as long as necessary for the purpose collected.
If you become a client, we are required by FCA regulations to retain certain records for a minimum period (typically 5–7 years).
Sharing Your Information
We may share your information with:
- Lenders (if you proceed with an application)
- Compliance or regulatory bodies where required
- Professional advisers or service providers who support our business (such as IT providers)
All third parties are required to keep your data secure and confidential.
Your Rights
Under UK data protection law, you have the right to:
- Access the personal data we hold about you
- Request correction of inaccurate information
- Request deletion (where legally permitted)
- Restrict or object to processing
- Withdraw consent
- Lodge a complaint with the Information Commissioner’s Office (ICO)
ICO website: www.ico.org.uk
Cookies
Our website may use cookies to improve user experience and website functionality. Please see our separate Cookie Policy for more information.
Changes to This Privacy Notice
We may update this Privacy Notice from time to time. The latest version will always be available on our website.