Leading local independent Mortgage, Equity Release & Protection Broker

Delivering professional & unbiased solutions for every client

Equity Release

We can help you with Equity Release schemes that allow you to release money from the equity you have built up in your home. Get the right advice and how you can access that equity.


Your mortgage could easily be your single largest financial commitment so it is essential you make the best choice. Few home buyers have access to the full range of products and options available to them.


Choosing the right personal protection and life insurance is a pretty important decision, we will help you to get it right. We are here to help you make the right decisions about the right level of cover.

Whatever your circumstance, we are dedicated to

finding the correct solution for you…

Bricks & Mortgages offers equity release, mortgages, protection and general insurance advice and solutions.

We are a professional experienced company that aims to provide our clients with unbiased advice, excellent client support to get the right deal for you.

We source deals from a comprehensive range across the market and we seek out the most suitable solution for you.

Here To Help ...

Michael Petchey, Managing Director and certified advisor.  Michael has been a qualified Mortgage Advisor since June 2004 specializing in Mortgages, Equity Release, Protection and Insurance. Bricks and Mortgages was established in December 2018 to provide a full rounded range of financial services to his clients with the ethos of great customer service and support with every decision made. ‘It’s the personal touch that I think is so important for clients and has enabled me to work with my clients over and over again.’ 
Whether it’s helping first time buyers with their first exciting property footsteps or securing finance for an extremely complex case, Michael’s aim is to ensure all parties enjoy the process as much as possible – satisfaction on both sides is key. Working closely with Accountants, Business and Tax advisors, his additional areas of expertise include helping portfolio landlords and company directors where tax efficiencies are utilised.

CeMAP and CeRER qualified for mortgage advice, Michael works with his team to ensure you have as much information as you need to make a well informed decision on these important life matters.

Testimonials ...

"I have now personally dealt with Michael Petchey from Bricks & Mortgages for over three years. I was put in contact with Michael through a Local Estate Agent who recommended highly of their services. In the past three years, Michael has acted for both me personally and for my business requirements. Michael's work ethic and strive to deliver are fantastic, along with his knowledge and understanding of the industry. I am using Bricks & Mortgages again for another personal requirement, and I would now not use anyone else. I would highly recommend Bricks & Mortgages and Michael Petchey to all, and I look forward to continuing to use their services for the foreseeable.”
Matthew Dickins
"I have known Michael for 5 years and he has helped us on more than 10 mortgage and remortgage applications including residential mortgage and buy to let mortgage, for myself, my purchase with my business partner and my limited company . He is always very responsive and can find me best deals. The application process is really smooth and sometimes I got mortgage offer in one week . He also has an online portal which hold everything together for me to check the documents very easily . I have recommended Michael to a few of my friends and they are all happy with his service . I m grateful for knowing him and he has been great help on my property investment journey".
Dennis Yau
"Highly recommended. Our company starting using Bricks & Mortgages services back in February 2019. The sector knowledge and experience coupled with their pragmatic approach to achieve client desired outcomes is second to none and has allowed our business to develop and grow over the years with minimal effort from us. They are the full package; listening to the client needs, identifying the best solutions, clear concise communications and full guidance and support throughout processes to ensure client satisfaction."
Steve Whiteside
"Michael has helped me with a few mortgage applications, some of which have been quite challenging. Michael has been very helpful and knowledgeable, he is always willing to answer my questions and is very patient and would spend time to understand my needs. Nobody could have handled the applications any better. Thank you very much Michael!"
Yinning Pun